Digital Bank
Money Transfer
With more than 50+ banks using our digital payments network in India and Nepal, this is your chance to scale your organisation’s presence in un(der)served regions
With FIA’s Banking Correspondent Services, you can:
Increase your new customers with only marginal increase in customer acquisition costs
Take advantage of the risk management systems for real-time monitoring of agents
Increase your CASA deposits
Offer comprehensive banking services at the doorstep of the customer
Our Four Pillars
Risk Management
Machine learning-based Fraud Detection to Identify Patterns from Tiny Transactions
Predictive Technology
Reliability, Accessibility, Productivity and Security
Field Supervisory Hierarchy
Effective and Efficient Delivery to strengthen bank’s presence
Operational Constructs
Optimizing your operational costs for new markets
- AI-based Risk Analytics
- Real time
monitoring - Fraud
Analytics - Information
Security
- Corporate Governance
- Risk
Managnment - Internal & External Audit
- 360 Review mechanism
- Operational Controls
- Risk Advocacy
- M & E Framework
- Income Predicition model
Enablers for Agent Performance
FIA brings banking home to millions of un(der)served.
FIA is a Business Correspondent's – Instrument of change
- Opening Bank Accounts
- Updating Pass Books
- Money Transfers
- Withdrawal of Money
- Quick access to loans and assisting with Govt. benefit schemes
Over the last 10+ years, FIA has been changing the way people bank in rural areas.
Drive business growth with FIA’s business correspondents
- Accelerate the growth and expansion of your customer-base with only a marginal increase in customer acquisition costs.
- Grow CASA deposits and meet depository targets.
- Mitigate credit risks with FIA’s real-time audit and risk management app FINVESTA.
- Make banking convenient, accessible and easy, with FIA’s business correspondents taking the bank to the customer’s doorstep.
- Distribute Govt. social security schemes and DBT (direct benefit transfers) safely and securely.
FIA’s business correspondents deliver measurable outcomes
- FIA Tez – a digital chatbot for agent banking.
- FIA Kavach – minimize accommodative transactions.
- FIA Score – predictive assessment of agent performance.
- FIA Screen – predictive analytics to control financial fraud
- FIA Jaanch – embedded facial recognition audit app for distributed networks.
